Privacy Policy

FIT TO RETIRE, L.L.C.

Fit-To-Retire, L.L.C. (company) collects information to help us more effectively respond to your customer service requests and support needs.

To process transactions.

Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service.

What information do we collect?

We collect information from you when you register on our site.

When ordering or registering on our site, as appropriate, you may be asked to enter your name, e-mail; address, telephone number, or credit card information. You may, however, visit our site anonymously. Due to the nature of the products and services, we also collect certain personal information, such as, for example, age, gender, occupation, income, expected sources and amounts of income, marital status, types of housing, financial statements, and the like (List these).

What do we use your information for?

Any of the information we collect from you may be sued in one of the following ways:

To personalize your experience (Your information helps us to respond better to your individual needs);

To improve our website offerings based on the information and feedback we receive from you; and

To improve customer service.

To sent periodic emails to you regarding new or improved services. The email address you provide for order processing may be used to send information and updates to you and in addition to sending occasional company news, updated, related product information and so forth.

Note: If at any time you would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email that we send to you.

How do we protect our information?

We implement a variety of security measures to maintain the safety of your personal information when you place an order or enter, submit, or access your personal information.

We offer use of a secure computer server. All supplied sensitive and credit information is transmitted vis secure socket Layer (SSL) technology and then encrypted into our database to be accessed only by those authorized with special access rights to our systems and we are required to keep the information confidential.

After a transaction, any private information regarding personal identification or credit (credit cards, social security numbers) will not be kept on file for more than sixty days. Other personal information gathered as part of the services, such as for example, financial information and any other personal information as set out above may be retained indefinitely or for so long as you maintain a client relationship with the company or financial advisors using the products or services of company.

Do we use cookies?

No, we do not use cookies or otherwise track any of your on-line activity.

Do we disclose any information to outside parties?

We do not sell, trade or otherwise transfer to outside parties you personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business or serving you so long as these parties agree to keep this information confidential. We may also release your information when we believe this release is appropriate to comply with the law, enforce our site policies or to protect our rights or the rights of others, to protect property or as required for safety. Non-personally identifiable visitor information may be provided to other parties for marketing, advertising or other uses.

Third part links.

Occasionally, at our sole discretion, we may include or offer third party products or services on our website. These third party sites have separate an independent privacy policies. We therefore have no responsibility of liability for the content and activities of these linked sites. No do we have an responsibility for the sites or individual practices of financial advisors who may use the products of the company. Nonetheless, we seek to protect and improve the integrity of our site and we welcome any feedback about this site or the services provided by the company.

We comply with the California Online Privacy Act.

We have added a link pointing to our privacy policy to the homepage or the first significant page after entering the website. The Privacy Policy link contains the word “Privacy” and can be easily found on the above mentioned page. The “what information we collect” section above is complete and accurate.

Childrens Inline Privacy Protection Act Compliance.

We are in compliance with the requirements of COOPPA (Childrens Online Privacy Protection Act. We do not collect information from anyone under the age of thirteen years of age. Our website, products and services are all directed at people who are at least thirteen years old or older.

Online Privacy Policy.

This online policy applies both to information provided online or offline but does not apply to financial advisors who may use, either with or without additional charges, the products and services of the company.

Your consent.

By using our website or by accessing our services through a qualified financial planner, you agree to this Privacy Policy and to any amendments or changes to it if you use the products or services or website after the changes are posted.

Changes to our Privacy Policy.

If we decide to change our privacy policy, we will post the changes on our website on this page or on printed materials distributed at in-person consultations.

This Privacy Policy was last changed on March 7, 2014.